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Do I have the right credit score to buy?

Posted by John Reeves in | 0 Comments

May
21

A credit score can mean the difference between being denied or approved for a home loan, and a low or high interest rate. A good score will help you qualify for a home loan and get a lower interest rate on your mortgage.  The minimum score for a VA and FHA loan is 620 where conventional loans are higher. Having a credit score below 620 doesn’t mean you can’t buy a home it simply means it excludes you from certain most conventional or government loans.

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